The AusPayNet Summit
The
Speakers
Effie Zahos
MC
9News Money Editor & Finance Commentator
John Brogden AM
Chair
AusPayNet
Riaz Hussain
Head of Payments Technology
AusPayNet
Dr Brad Jones
Assistant Governor (Financial System)
Reserve Bank of Australia (RBA)
James Kelly
Deputy Secretary
Markets Group
Andy White
Chief Executive Officer
AusPayNet
Effie Zahos
MC, 9News Money Editor & Finance Commentator
One of Australia’s leading personal finance commentators, Effie Zahos has nearly three decades of experience in consumer finance topics including banking, investing and property. She has a knack for making money matters simple.
Starting out as a graduate trainee for one of Australia’s major banks she moved to TV in 1997, kick-starting her career in finance journalism as head researcher of Channel Nine’s Money Show. Effie is now back at Nine as 9News Money Editor.
Effie was editor of Money magazine until 2019, having helped establish it in 1999.
She is also the author of The Great $20 Adventure and A Real Girl’s Guide to Money and Ditch the Debt and Get Rich.
Effie sits on the board of directors for Ecstra, a not-for-profit organisation committed to building the financial capability of all Australians and digital wealth platform, InvestSMART.
John Brogden AM
Chair
AusPaynet
John Brogden is an experienced Chairman, Non-Executive Director, Executive and former Member of Parliament with more than 30 years’ experience in the public sector, financial services, professional associations, and not-for-profit organisations.
From 1996 to 2005, John was the Member for Pittwater in the NSW Parliament and was Leader of the Opposition for over three years – the youngest person ever to lead a major political party at a state or federal level. After Parliament, his executive roles have included CEO of Manchester Unity, the Financial Services Council, the Australian Institute of Company Directors, and Landcom. He has chaired Abacus Australian Mutuals (now COBA) and Landcom (prior to being appointed CEO).
John is a leading Australian and international suicide prevention advocate and campaigner for suicide decriminalisation. He has been President of LifeLine International and Chair of Lifeline Australia.
He is currently the Chair of AusPayNet, a Director of CFS’ superannuation fund AIL, and the Chair of Advisory Board of the Urban Property Group.
He holds a Master of Public Affairs (MPA) from the University of Sydney, is a Fellow of the Australian Institute of Company Directors (FAICD) and is a Member of the Order of Australia (AM).
Riaz Hussain
Head of Payments Technology
AusPayNet
Riaz Hussain is Head of Security Standards & Transformation at Australian Payments Network (AusPayNet). He is responsible for security standards, frameworks, and policies for payments, including sponsorship of industry-wide programmes.
Riaz has more than 30 years’ experience in technology leadership across financial services in the Asia Pacific, Europe, and United States. He holds an Masters Degree of Science from Sheffield Hallam University, UK.
Brad Jones
Assistant Governor (Financial System)
Reserve Bank of Australia (RBA)
Dr Brad Jones was appointed to the position of Assistant Governor (Financial System) at the RBA in 2022 and serves as Deputy Chair of the Payments System Board.
Dr Jones has oversight of the Bank's payments policy work, including on the future of money. He is also responsible for the Bank's work on financial stability and production of the twice-yearly Financial Stability Review. He represents the Bank as a member on the Council of Financial Regulators, and in international fora at the Financial Stability Board and the Basel Committee for Banking Supervision. He is a member of the Advisory Board of the Institute of Global Finance and a signatory to The Banking and Finance Oath.
Dr Jones joined the RBA in 2018 as the Head of International Department, before taking over as the Head of Economic Analysis Department.
Before joining the RBA, Dr Jones was at the International Monetary Fund in Washington DC for five years, where he served as senior advisor on the international financial system in the Monetary and Capital Markets Department. Prior to that, he held senior macroeconomic research and investment responsibilities for just under a decade at Deutsche Bank in London and Hong Kong.
Dr Jones holds a PhD in finance from Macquarie University, is a graduate member of the Australian Institute of Company Directors, and served for five years as a Fellow at the University of Cambridge Judge Business School.
James Kelly
Deputy Secretary, Markets Group
Treasury
Mr James Kelly commenced as Deputy Secretary, Markets Group in March 2025.
In this role, James advises the Australian Government on issues relating to Australia’s financial system, competition policy (including consumer protections), corporations law and digital policy related matters.
Before this role, James was First Assistant Secretary, Digital, Competition and Payments Division. His responsibilities included matters related to the payments system, digital assets, the Consumer Data Right, digital regulatory policy, competition policy and oversight of the Australian Competition and Consumer Commission.
James’ previous positions in Treasury included heading the Financial System Division and Macroeconomic Policy Division. He was Treasury’s representative in Europe, based at the Australian High Commission in London. He also co-led Treasury’s engagement with the Financial Services Royal Commission and implementation of the government response.
James was the Head of Secretariat for the initial phase of the National Disability Insurance Review from 2022–23. James holds degrees in economics and law from the Australian National University and the University of New South Wales.
Andy White
Chief Executive Officer
AusPayNet
Andy White is the CEO of AusPayNet, the industry association and self-regulatory body for the Australian payments industry.
Mr White has over 25 years’ international experience. He joined AusPayNet in 2015 from the Australian Securities Exchange, where he was General Manager for Settlement Services and, prior to that, General Manager for Clearing Risk Management. Previously, he held leadership roles at LCH.Clearnet in London, after starting his career at the Bank of England.
Mr White is a graduate of Oxford University and the Australian Institute of Company Directors. He holds a variety of advisory and board roles, including with the Payment Card Industry and Australia’s National Anti-Scam Centre.